Everything changing in Czechia in April 2026 – and what else is new this month

New mortgage rules, travel alerts, and driver changes; these are just some of the more critical changes and updates to be aware of this month.

Expats.cz Staff

Written by Expats.cz Staff Published on 31.03.2026 17:11:00 (updated on 31.03.2026) Reading time: 3 minutes

Tighter mortgage rules

From April 1, 2026, the Czech National Bank (ČNB) is encouraging banks to apply tighter conditions on mortgages for investment properties. Investors buying a third home or purchasing solely for rental will generally face a maximum loan‑to‑value (LTV) of 70 percent and stricter income‑to‑debt assessments, meaning larger personal deposits and careful planning. Mortgages for primary residences remain under existing frameworks.

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