Everything changing in Czechia in April 2026 – and what else is new this month

New mortgage rules, travel alerts, and driver changes; these are just some of the more critical changes and updates to be aware of this month.

Expats.cz Staff

Written by Expats.cz Staff Published on 31.03.2026 17:11:00 (updated on 31.03.2026) Reading time: 3 minutes

Tighter mortgage rules

From April 1, 2026, the Czech National Bank (ČNB) is encouraging banks to apply tighter conditions on mortgages for investment properties. Investors buying a third home or purchasing solely for rental will generally face a maximum loan‑to‑value (LTV) of 70 percent and stricter income‑to‑debt assessments, meaning larger personal deposits and careful planning. Mortgages for primary residences remain under existing frameworks.

Want to see more from us? Select Expats.cz as a preferred source on Google.