Your Czech pension savings might not be worth as much as you think

Czech pension savings are returning a fraction of what similar funds earn in Slovakia. A new study explains why your retirement pot may disappoint.

Expats.cz Staff

Written by Expats.cz Staff Published on 03.02.2026 09:47:00 (updated on 03.02.2026) Reading time: 3 minutes

If you have been putting money into Czech pension savings, a new study suggests you may end up with far less than you expected at retirement.

The Institute for Democracy and Economic Analysis (IDEA), a respected Czech think tank, has found that fees are too high, returns have been too low, and for most people decades of saving will add only a small amount on top of their state pension.

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