Koktavy advisory s.r.o.

Koktavy advisory s.r.o.

5.0 Reviewed by 6 users
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Initial Free Consultation

Let's start with a free consultation to understand your goals and we explain you the process. Our entire mortgage service is for free as we are compensated directly by the bank.
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My name is Pavel and I have been working in the financial industry for more than six years. During this time, I have helped clients from over 40 countries secure their dream home in the Czech Republic and take important steps toward financial independence. Together with my wife Tereza we form a well-coordinated team at Koktavy Advisory. Our mission is to deliver top-quality service, a personal approach, and results you can truly rely on.

We help foreigners and international professionals navigate the complex lending criteria and administrative hurdles of buying a property in the Czech Republic. We overcome language barriers and local market complexities by negotiating superior terms (often unavailable to the general market), handling all bank communication on your behalf, and offering cross-border wealth optimization strategies tailored to the fluid life of expats.
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21.03.2026

Reviewed by islainyzkz570 21.03.2026
Taky jsem na ně už narazil a podle toho, co píšou lidi, to vypadá docela solidně, hlavně pro cizince. Ten model, kdy si bere provizi od banky a klient nic neplatí, je dneska celkem běžný, takže v tom bych problém neviděl. Spíš bych si dal pozor na to, jestli ti opravdu nabídne víc variant od různých bank a nebude tlačit jen jednu. Jinak osobní přístup a komunikace v angličtině je velké plus, to hodně lidí ocení. Ideální je stejně dát si tu... read more
Response from owner: Dobrý den, děkujeme za váš komentář a pohled ‚zvenčí‘. Máte pravdu v tom, že osobní přístup a angličtina jsou pro nás klíčové. Co se týče výběru bank, tam vás můžeme uklidnit – naše nezávislost je to, na čem stavíme. Tlačit jednu variantu by šlo... read more

Hari, Service and Project Manager Lead, Feb 2026

Reviewed by Expats.cz user 05.03.2026
I had the pleasure of working with Pavel as my financial advisor in Prague during my mortgage application process, and I can honestly say the experience was exceptional from start to finish. What truly sets Pavel apart is his professionalism, deep expertise, and incredible responsiveness. Securing a mortgage can be stressful and time-consuming, but he made the entire journey smooth, transparent, and efficient. He was extremely generous with... read more

Rovshan, Technical Lead at Cisco, Dec 2025

Reviewed by Expats.cz user 05.03.2026
I would like to sincerely recommend Pavel Koktavý for his outstanding mortgage advisory services. Pavel helped me secure a mortgage and guided me toward the best possible rate — and I didn’t have to pay anything for his service, as he receives his commission directly from the bank. What truly sets Pavel apart is his ability to thoroughly analyze all financial details and provide the most suitable, logical, and realistic options for... read more

Varun, Network Engineer, March 2024

Reviewed by Expats.cz user 05.03.2026
I worked with Pavel for my mortgage process. The key advantage was his easy communication in English and his full availability throughout the process, which made coordination straightforward. I recommend him for those looking for informed and swift process.

Juan, Engineer Operations ITSM at Commerzbank AG, Nov 2025

Reviewed by Expats.cz user 05.03.2026
Without Pavel’s guidance, expertise, and persistence, getting a mortgage—especially with good conditions—would have been nearly impossible. He not only helped us navigate the process but made it understandable, transparent, and far less overwhelming.I strongly recommend Pavel to anyone who needs support with investing, saving, or buying property. Because of Pavel, I didn’t just dream about owning a home—he helped me achieve it. He is... read more