Useless for Seniors
Beware of this if you are over 65. I signed up for one year, but I was made to sign a form acknowledging that no pre-existing conditions would be covered. When I went to use the card, and doctors called for approval, they were told the insurance only covered "acute cases that threatened life." Yet when I signed up, the agent assured me it was "comprehensive" insurance. I was also assured basic dental care was covered up to 5,000 crowns. Not so. Again, the dentist received the same info, only for acute cases that threaten life. It even says "komplexni" on the card, i.e. Comprehensive. Essentially, I paid 48,000 crowns for nothing.
Official response from VZP for Foreigners
It is apparent that Mr. Demma was deceived by an unscrupulous broker and was
billed for comprehensive coverage but instead was only issued Basic/Emergency with the broker pocketing the difference. In this case, as much as 40,000. Kc !
I suggest that Mr. Demma file criminal charges with the police and file a complaint
against the broker at the CNB/Czech National Bank who oversees and enforces insurance
I can assure you that Mr. Demma did not purchase his health insurance from VZPforForeigners.cz. We have thoroughly searched our database and have no record of a Bruce Demma on file.
However, I will gladly assist Mr. Demma with his complaint at the CNB in an effort to
recoup his stolen money.