Ceskomoravska zarucni a rozvojova banka, a.s., (the Czech-Moravian Guarantee and Development Bank, a.s., hereinafter referred to as CMZRB, or the Bank) was established in 1992 as a specialised banking institution.

CMZRB is the only development bank in the Czech Republic entrusted with the mission to facilitate the implementation of the Government nation-wide economic strategy, as well as the regional policy related to economic sectors, which require the support of public finance. According to this mission, the main business of the Bank consists in providing the assistance to small and medium sized enterprises (SME) with the aim to help them to get access to financial capital and to share their business risk.

The assistance to support SME development is implemented through a scheme of bank guarantees, preferential loans and specific subsidy programmes.

The Bank also participates actively in the realization of state policy in the field of financing municipal development, housing construction and reconstruction, and financing of infrastructure-oriented projects (construction of main roads, water sector schemes).